The Retirement Scam

The Retirement Scam

What You Should Know & What You Can Do About It

Retirement is a BAD idea! It’s a bad idea for your health, finances, and quality of life. Don’t fall for the Retirement SCAM of deferring taxes and deferring life and when you, you don’t get it back. In this video, I’m going to share how to AVOID the retirement scam and what you can do about it to ensure a tax-free retirement.

What should you consider?  Why not a LASER Fund?

Website ⇢

YT Channel ⇢


Making money can be fun and fulfilling, just like the partnership between Shane Dawson and Jeffree Star.   Jeffree had many downs before achieving his success, yet has maintained being thankful, grateful, and appreciative for what he’s created.

Want to learn some of the secrets Jeffree knows in business to be happy and successful while spreading the appreciation and joy of it all?  Then signup for the Richest You Mastering Money Mini-Course NOW!

Flawed System Is RIGHT!

Flawed System Is RIGHT!

AFFILIATE DISCLOSURE: This blog may contain affiliate links, which means that if you click on one of the product links, RU receives a small commission. The RU staff won’t put anything here that we haven’t verified and/or personally used ourselves.

CNBC’s article, “The American Retirement Nightmare” is appropriately named.

First, you should never retire!  Retirement means to “put out of service.”  That’s also short for “die.” Unfortunately, for most retirees, death very soon follows.  That begs the question, “Why retire?”

Instead, find a new passion and pursue it wholeheartedly.  Fine, you’re done working the grind. Now, work because you just love it!

Second, CNBC’s article is all about 401(k) plans and how to structure them to be able to retire and not starve on the street.


Anyone who knows anything about 401(k) plans knows FOR A FACT that they’re the biggest scam ever foisted on the American people….ever!  If you don’t believe me, go look it up yourself.


LA News:


Fiscal Times:


In short, 401(k) plans “defer” taxes until you retire.  That means you’ll be taxed at a higher rate years from now…because taxes always go up…and, you’ll be taxed at a higher income bracket…because you have a huge pile of money saved that you want to spend and no more tax incentives (the kids are grown, inflation has increased, you don’t have business write-offs, your home is probably paid for…etc.).


Worse, at the age of 75, you’ll be forced by Federal Law to begin withdrawing your 401(k) retirement even if the market just recently crashed.  Uncle Sam doesn’t care that you just lost 60% of your retirement value due to bad banking policy on a national scale (2008 real estate market crash).  He just wants those taxes you put off paying to be sure he can bail out the financial markets again, and again, and again, and again. Don’t forget the global empire Uncle Sam is building.  That gets expensive too, you know.


Do yourself a favor and get out of the 401(k) trap.  Go to and read up on a Laser Fund (Tax-Advantaged Indexed Insurance Contract).


When structured properly, you can save, earn better than average interest, borrow against your principal, and withdraw your money completely TAX-FREE!


Yes, really… tax-free.

There’s way more to it, but that should get you going.


You can be sure that most people will tell you a Laser Fund is impossible, but I wouldn’t want you to stop using a 401(k) either if I made money off of you when you win AND when you lose either.


One more little side note, a Laser Fund is one of the oldest standing IRS incentives in the history of the nation.  It used to be called, “The Rich Man’s Fund.”


Now, it can be yours too!  Go get one!

Richest You Mastering Money Course

Making money can be fun and fulfilling rather than terrifying.  Learn the truth about money and what you need to do to make more than what you have.

Signup for the Richest You Mastering Money Mini-Course NOW!